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Important
Tips |
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Annual Fees Most of the time you can
actually request a waiver of the annual fee simply by calling
or faxing your bank asking for the request. This is
most effective on cards that you frequently use every
month.
"Universal Default" This is
a little known rule which means that defaulting of paying late will
not only cause your rates to climb on a particular card
but can also apply for any other debt product that you have.
Some banks will make weekly checks and increase
your rates just because they can.
Changing Due Dates There is
a sneaky trick that some credit card companies actively do. They
will always change the due dates and move them up or down the
calender month by a few days just to throw the "just on time" payer
and earn a little late charge.
Late Fee Waiver Often times if you have been making
payments on time religiously but accidently made a late
payment, you can request that the bank waive the late charges due
to your good record. Most of the time they would grant this
request.
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Welcome to
Card-Credit.org. Our main purpose here is to match the needs of
anyone needing a credit card with the right card. Our credit card
partners are amongst the best providers, some are multinational
banking corporations while some are smaller and often cheaper
alternatives that can provide service at par with the big boys.
Please take your time to look through our inventory of credit card
providers and find one that meets your needs the best.
We have also done
extensive research to build up our knowledgebase which we freely
provide to you. You can easily find important information about
getting the most out of every credit card while also understanding
common pitfalls that many credit card holders suffer from. Learn
more with us so you can make the credit card work for
you!
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Business Credit
Card
Consider us a partner with you business credit card financing
needs. We look for the leading business credit cards that benefit
their holders the most while still maintaining very high credit
limits and great fringe benefits.
"Bad Credit" Credit
Cards
You don't need to suffer without a credit card if you have a bad
credit history. Let us show you sub-prime credit card providers
that will offer you their cards, some without even any credit
checks.
Low Interest Credit
Cards
We narrow down the cards with the lowest interest rates and the
lowest costs for the cash conscious credit card applicant. We rate
them according to general affordability so you can choose
wisely
Credit Card Deals
A look at the very attractive credit card deals that we can source
for you. Find the providers that can give you more for your credit
card and the special perks of signing up with them.
HSBC Credit Cards
We bring you the special cards from HSBC for your every need. Look
through their inventory of cards and find one that suits your
needs.
Chase Credit Card
Not forgetting supporters of Chase Manhattan Bank. We provide the
line of fine credit cards to suit every type of
applicant.
Credit Card
Offers
Have a look at what current credit card offers are available and
catch the best deal before it dissapears. Take the time to look
before you choose a card.
Secured Credit
Cards
Your easy solution to helping your credit score gain its footing
back again. We offer a line of credit cards which offer no credit
checks but are secured by your assets to keep the rates
reasonable.
Credit Card Debt
Consolidation
Find the best solutions to consolidate your credit card bills into
one easy low interest loan. Look through our inventory of lenders
and find the solution that fits you best.
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