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Important Tips
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Annual Fees
Most of the time you can
actually request a waiver of the annual fee simply by calling or faxing your bank asking for the request. This is
most effective on cards that you frequently use every month.
"Universal Default"
This is a little known
rule which means that defaulting of paying late will not only cause your rates to climb on a particular card but can also
apply for any other debt product that you have. Some banks will make weekly checks and increase your rates just because
they can.
Changing Due Dates
There is a sneaky trick
that some credit card companies actively do. They will always change the due dates and move them up or down the calender month by
a few days just to throw the "just on time" payer and earn a little late charge.
Late Fee Waiver
Often times if you have been making payments on time religiously but accidently made a late
payment, you can request that the bank waive the late charges due to your good record. Most of the time they would grant this
request.
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credit card with the right card. Our credit card partners are amongst the best providers, some are multinational banking corporations while some
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"Bad Credit" Credit Cards
You don't need to suffer without a credit card if you have a bad credit history. Let us show you sub-prime credit card providers that will offer
you their cards, some without even any credit checks.
Low Interest Credit Cards
We narrow down the cards with the lowest interest rates and the lowest costs for the cash conscious credit card applicant. We rate them according
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Credit Card Deals
A look at the very attractive credit card deals that we can source for you. Find the providers that can give you more for your credit card and
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HSBC Credit Cards
We bring you the special cards from HSBC for your every need. Look through their inventory of cards and find one that suits your
needs.
Chase Credit Card
Not forgetting supporters of Chase Manhattan Bank. We provide the line of fine credit cards to suit every type of applicant.
Credit Card Offers
Have a look at what current credit card offers are available and catch the best deal before it dissapears. Take the time to look before you
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Secured Credit Cards
Your easy solution to helping your credit score gain its footing back again. We offer a line of credit cards which offer no credit checks but are
secured by your assets to keep the rates reasonable.
Credit Card Debt
Consolidation
Find the best solutions to consolidate your credit card bills into one easy low interest loan. Look through our inventory of lenders and find the
solution that fits you best.
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